Fractional CFO Services
Senior financial leadership on a fractional engagement: 13-week cash forecasting, KPI dashboards, board-grade financial reporting, lender and investor support, and quarterly strategic review for U.S. businesses.
What problem this service addresses
There is a gap between bookkeeping and a full-time CFO that hurts most businesses between $2M and $30M in revenue. Bookkeeping closes the books; a full-time CFO is overhead the business cannot yet support. A fractional CFO closes that gap by delivering senior financial leadership on a recurring engagement: monthly review of operating performance, forward cash forecasting, KPI design and tracking, lender and investor reporting, and the quarterly strategic conversations that turn financial data into decisions.
How we approach fractional cfo
- Rolling 13-week cash forecasts updated weekly with variance commentary
- KPI dashboards built around your operating model, not generic templates
- Monthly financial review packages designed for owner-operators and boards
- Lender package preparation including borrowing-base reporting where applicable
- Investor reporting: monthly MRR/ARR, churn, NRR, and cohort analysis for SaaS
- Annual budget process facilitation and quarterly re-forecasts
- Diligence preparation for acquisition or financing events
Our approach is documented in our client success methodology and our editorial standards. We are not a CPA firm; for engagements requiring CPA attestation we coordinate with our licensed CPA partner network. We do not exaggerate credentials or results.
The process from inquiry to ongoing work
Discovery & Scope
A discovery call to understand your operating model, finance posture, and the decisions a fractional CFO would inform. We propose a scoped engagement, not a generic retainer.
Foundation Build
In the first 30 to 60 days we rebuild the underlying financial infrastructure: KPI definitions, dashboard build, cash forecast template, and the monthly close discipline the CFO function depends on.
Monthly Cadence
Each month: review the close package, refresh the cash forecast, update KPI dashboards, and meet with the owner-operator for the monthly business review.
Quarterly Strategy
Each quarter: deeper strategic review covering trend analysis, budget variance, forward outlook, and the specific decisions on your desk.
FAQ
Do I need a fractional CFO or just better bookkeeping?
If the question is "what are my financials" you need clean bookkeeping. If the question is "what should I do based on these financials" you need a CFO. Many engagements start with bookkeeping and add fractional CFO once the data is reliable.
How much time does a fractional CFO commit?
Typical engagements run 8 to 24 hours per month depending on the operating complexity, growth stage, and frequency of investor or lender interaction.
Will the same person work my account each month?
Yes. Continuity is the entire point. The named CFO advisor on your engagement is the person you talk to every month.
Can a fractional CFO help with fundraising?
Yes, on the preparation side: financial package, KPI documentation, quality of earnings preparation, and supporting answers to diligence questions. We do not raise money for clients; that is investment-banking work.
Ready to start?
Generate a final monthly quote in 90 seconds, or schedule a discovery call with our team.